Auto Loans
Effective Date: February 9, 2024
| Loan Type | Model Years | Term(Months) | APR* as low as |
|---|---|---|---|
| Auto Loan ($25,000.00 +) | 2020 or newer | up to 72 | 6.50% |
| Auto Loan | 2016 - 2019 | up to 60 | 7.00% |
| 2015 - older | up to 48 | 9.25% | |
| Classic or Antique | up to 36 | 12.50% |
RV / Motorcycle / Boat Loans
Effective Date: February 9, 2024
| Loan Type | Model Years | Term(Months) | APR* |
|---|---|---|---|
| RV / Motorcycle | 2020 or newer | up to 72 | 7.50% |
| RV / Motorcycle | 2016 - 2019 | up to 60 | 8.00% |
| 2015 - older | up to 48 | 10.25% | |
| Classic or Antique | up to 36 | 12.50% | |
| Boat Loans | 2020 or newer | up to 72 | 7.50% |
| 2016 - 2019 | up to 60 | 8.25% | |
| 2015 - older | up to 48 | 10.25% |
Share Secured / Unsecured Loans
Effective Date: February 9, 2024
| Loan Type | Loan Requirements | Term(Months) | APR* |
|---|---|---|---|
| Share / Certificate Secured | 3% Over Dividend Rate | up to 60 | 5.00% Minimum |
| Unsecured - Closed - End | up to 24 | 10.50% | |
| 36 - 60 | 11.00% |
VISA
Effective Date: February 9, 2024
| Card Type | Grace Period | APR* |
|---|---|---|
| VISA Platinum | 25 Days | 8.90% |
| VISA Classic | 25 Days | 13.92% |
APR = Annual Percentage Rate.
**APY = Annual Percentage Yield. Dividends are Calculated on the Average Balance.
**Monthly/Quaterly Low Balance Fees are Accessed on Accounts if the Actual Balance Falls Below $100 During the Period. Applicable Fees Assessed Against an Account, May Reduce Earning on that Account
Final rate is determined by loan applicant's credit score and relationship with the credit union. Rates featured are listed "as low as" and subject to credit approval. All rates are subject to change.
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