Summer Loan Special is Here!

Drive into summer with auto loan rates as low as 4.99% APR
for up to 72 months—now through August 31st.

Don't wait. Lock in your low rate and hit the road! Terms and conditions apply.

Check out our rates

Exciting News!

Check out our new mobility app, now available in the Apple App Store and Google Play Store!

Download today!

Are you looking for a new vehicle?

Check out our rates!

Learn More

Save on your next mortgage

with our home loan partner, Mortgage Center!

Learn More

Get The Money You Need For School

Smart Option Student Loan®

Get Started

Reorder Checks

Get Started

Featured Rates

What Our Members Are Saying!

Best credit union around

SMSE Federal Credit Union

Where You are worth more than money!

Smart Teller

Members can also call Smart Teller @248.557.7994 to access their accounts.

Exclusive Savings For
Credit Union Members

Join Us at Southeast Michigan State Employees FCU

We love our members! Great rates and great service.

Become a Member Now!

Need a New Ride?

Members can find some of the most affordable financing on new and used autos right here at the Credit Union.

Auto Loans and Refinancing

Buying a Home?

Welcome home to a better loan. We offer a complete suite of mortgage programs with flexible terms and exceptional service.

Learn More about Mortgages

Go to main navigation Go to main navigation