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Saving Rates

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Saving Rates

Share Accounts
AccountAPRAPY**Balance Requirements
Regular Shares 0.05% 0.05% $100.00 - $499.99
  0.15% 0.15% $500.00 +
Share Drafts 0.05% 0.05% $500.00 - $999.99
  0.15% 0.15% $1,000.00 +
Kid's Club Shares   Up to age 18. No quarterly low balance fee
    0.05% $100.00 - $499.99
    0.15% $500.00 +

No longer offered. Existing accounts fall under the following terms listed.

Club Accounts 0.05% 0.05% $100.00 - $499.99
  0.15% 0.15% $500.00 +
Super Saver 0.25% 0.25% $500.00 - $4,999.99
  0.50% 0.50% $5,000.00 - $19,999.99
  0.75% 0.75% $20,000.00 - $49,999.99
  1.00% 1.01% $50,000 and over

Certificates
TermRateAPY**Balance Requirements
6 Month 2.50% 2.53% $500.00 - $49,999.99
12 Month 2.75% 2.77%  
24 Month 2.75% 2.77%  
36 Month 3.00% 3.03%  
48 Month 3.25% 3.27%  
60 Month 3.50% 3.54%  
Jumbo Certificates
6 Month 2.75% 2.77% $50,000.00 and over
12 Month 3.00% 3.03%  
24 Month 3.25% 3.27%  
36 Month 3.00% 3.03%  

IRA Certificates
TermRateAPY**Balance Requirements
IRA 0.50% 0.50% $100.00 +
IRA Certificates
12 Month 2.75% 2.77% $500.00 Minimum
24 Months 2.75% 2.77%  
36 Month 3.00% 3.03%  
48 Month 3.25% 3.27%  
60 Month 3.50% 3.54%  

Kids Club Certificates
TermRateAPY*Balance Requirements
12 Months 0.20% 0.20% $100 +
24 Months 0.35% 0.35%  
36 Months 0.60% 0.60%  
48 Months 0.60% 0.60%  
No new Kid's Club certificates available.

APR = Annual Percentage Rate.

**APY = Annual Percentage Yield.  Dividends are Calculated on the Average Balance.

**Monthly/Quaterly Low Balance Fees are Accessed on Accounts if the Actual Balance Falls Below $100 During the Period.  Applicable Fees Assessed Against an Account, May Reduce Earning on that Account

Final rate is determined by loan applicant's credit score and relationship with the credit union. Rates featured are listed "as low as" and subject to credit approval. All rates are subject to change.

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